Home Purchase Red Flags

Shedding light on things to look for when viewing a home (to buy). Stuff that could be an issue, pre-inspection, that should raise red flags.

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Changes to FHA Rules To Help Future Condo Buyers

Three changes to FHA requirements will make it easier to get an FHA loan on condos in the not-too-distant future.

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Moving Back After a Tenting

Returning back to a house after a tenting isn’t a matter of just unpacking everything. Here’s what we did when we returned after our house was fumigated.

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Preparing for Termite Tenting

Preparing to have your house fumigated for termites (also knows as tenting) can be a daunting task. Here’s how my family did it.

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Treating for Termites

Treating for termites once you’ve have an infestation consists of either tenting or bait traps. Which to use is dependent upon the type of termite you have.

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Termites 101

There are two types of termites that we are contending with across Florida right now. The first is subterranean. The second type of termite is the dry wood termite.

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Don’t be Fooled!

I recently got something in the mail that I figured others may be receiving as well, so I wanted to mention it because I don’t want anyone to be taken advantage of.

What was it you ask? A letter from a company claiming they want to buy my home with cash.

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Flooring 101

There are so many options when it comes to flooring so how does one choose?…

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Homestead Exemptions

The Homestead Exemption is a valuable savings tool for those homeowners who claim a Florida home as their permanent residence.

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It’s ALL About the Search

My goal is to be able to point you in the right direction and help narrow your search area so you don’t get attached to a beautiful home, that won’t work for you because of its location.

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R-E-S-P-E-C-T and H-O-N-E-S-T-Y

Is what everyone wants and deserves. As a Realtor, I’ve agreed to abide by the Realtor’s Code of Ethics, which states my primary obligation is honesty with my client (Did you know that not all real estate agents are Realtors and therefore don’t have to adhere to the Code of Ethics?).

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Multiple Offers for Sellers

What seller doesn’t want to be in a multiple offer situation? After all, that means you have more than one person interested in buying your home, and you have a chance of getting more favorable terms, right? But as the saying goes, don’t count your chickens before they hatch.

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Title Search vs. Municipal Lien Search

The important differences between a title search and municipal lien search.

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Multiple Offers for Buyers

What I like to explain to buyers after discovering their offer is not the only one, is that they should not withdraw their original offer, but should at least stick with the original offer.

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Credit score: Why You Should Care?

Credit scores were created as a way to equalize the mortgage application process. Information used to determine a credit score is entered into an algorithm that helps determine how credit worthy a buyer is.

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2018 Florida Election News

The 2018 Florida election has two amendments that are important to home owners (or future home owners). Make sure you VOTE.

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Property Taxes Aren’t Always As They Appear

… on the MLS data sheet that is.

The tax amount listed on the MLS data sheet is based on what the current owner paid last year.

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What is an Elevation Certificate and Why is it Important?

I recently wrote an article about the Difference Between Homeowner’s and Flood Insurance. In that article, I detailed the different things covered under each policy as well as some items to check to make sure you have the coverage you want / need.

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The Difference Between Homeowner’s and Flood Insurance

Being that it’s hurricane season and Hurricane Florence recently devastated North & South Carolina with flooding, I know flood insurance is on the minds of many Floridians (and people in other states as well).

First, let me explain what a typical homeowner’s policy covers.

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Need Down Payment Ideas?

One of the biggest reasons I’m given for people not buying a home is that they don’t have the down payment needed to purchase. In years past, lenders would require 20% of the purchase price at closing and that’s what I think many expect they need to save up.

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Nuances of Buying a Condo

Just like buying a laptop computer is different than buying a desktop computer, buying a condo is different than buying a single family home.

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Closing Costs for Sellers

Although I work primarily with buyers, I do also work with sellers and one of the first words out of their mouth after they go under contract is how much money will I be able to keep when this is all over?

I do not work for a closing company, so I can’t give you an actual figure, but I can …

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Closing Costs for Buyers

Working primarily with buyers, I get asked how much cash they need to have at closing, a lot.

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What is a CDD?

A large percentage of buyers I deal with in the Sarasota and Bradenton area are people moving to the area from out of state.

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